Check out Inc.com article: Small Business' Real Problem with the Banking System...

"Increased regulation of bank lending still needs to allow for measured risks that permit sound small businesses to receive funding needed to thrive."

Read the full article at Inc.com., In The Trenches, written by Vanessa Merit Nornberg. Vanessa recounts her experiences with financing for her small business start up, Metal Mafia. Interesting and insightful take on the current climate for credit availability for small business.

Click here to read the article.

Check out: The Three Biggest Myths About the S.B.A.

Check out this great article by Ami Kassar of The New York Times about the S.B.A. ... very informative...

The New York Times, June 19, 2012
The Three Biggest Myths About the S.B.A.
By: Ami Kassar

I want to share with you what I consider to be the three biggest myth about the Small Business Administration. But let me be clear: I am a big supporter of the S.B.A. My company, MultiFunding, brokers loans, and we put about 25 percent of our clients into S.B.A. loans. I think it's a good program with a lot of eceonomic benefits. It's also terribly misunderstood by many of the small-business owners we talk to.

So let's debunk some myths.

1. The S.B.A. Lends Money.
2. When the S.B.A. Guarantees a Loan, There is No Need for Collateral.
3. S.B.A. Loans Are as Easy to Get as Other Commercial Loans.

To read the full article Ms. Kassar's debunks... click here.

Check out Blue Maumau's 2012's Best 10 Franchises to Buy...

2012's Best 10 Franchises to Buy, Least Loan Defaults

By BMM, www.bluemaumau.org
Sat 2012/06/16

Knowing a franchise's bottom line and the ability to get a return on investment is the holy grail for a franchise investor. That's no easy feat. What Blue MauMay has been able to do is to find chains that franchisees are healthy enough with their earnings to at least pay back their loans more than other brands. So here are the ten best franchise brands in which franchisees have enough staying-power to pay back their lender.

To read the full article and see the top 10 best, and a link to the default rates of various franchises, click here.

Check out this WSJ article: Migrants Keep Small-Business Faith

WSJ.com
SMALL BUSINESS
Updated June 13, 2012

Newcomers to U.S. Are Increasingly Opening Firms Beyond Major Cities, Energizing Local Economies

By Miriam Jordan

Immigrants are more inclined to own small businesses than native-born Americans and are increasingly opening shop in areas beyond the major cities in which they have traditionally settled, a trend that is energizing local economies and reshaping communities.

Immigrants accounted for 18% of the country's $4.9 million small-business owners in 2010, a six-percent increase from two decades earlier, according to analysis of census data by the nonpartisan Fiscal Policy Institute. Immigrants, who represent 13% of the population, accounted for a third of the increase in the number of small-business owners between 1990 and 2010.